BTM174: Budgeting, Saving and Investing for Financial Freedom with Todd Miller

This week on the podcast, I interviewed a real estate investor/financial coach Todd Miller, who has spent the past 11 years building up his passive income portfolio to quit his job.

His strategy was straightforward and not at all different from the plans many of us make to leave our soul sucking day job.

You know… Budget, save, invest and retire early on the beach somewhere.

If only it were that simple.

See we can know the steps but not understand them. We can understand the steps but not implement them. We can implement them but not succeed.

There are numerous areas in which we can fall short of the ever elusive financial freedom that we desire.

But if you’ve known me for any stretch of time, you are aware that I’ve made it my mission to help all of us better succeed.

Rather than claiming life changing results in a single episode, we wanted to help you with the baby steps for budgeting, saving and investing in hopes that these small actions will have massive results for you later down the line. This is a good one!

Links Mentioned in Today’s Episode:

Todd’s Website

Recommended Book:

The Alchemist by Paulo Coelho

Listen to this books for free with Audible!

Lifestyle Design App:

Google Docs

BTM170: Your Money Mindset Matters

Most of our beliefs form in early childhood and often times from our parents and loved ones.

I always play with this idea: If I was born 200 years ago halfway across the world, how different would my belief system be? So who’s to say my beliefs now are true? See, it’s some trippy stuff.

This leads me to believe that our beliefs are simply things that we hold true in our own minds and that at any time, we can change those beliefs – but only if we choose to.

On today’s show, I highlight the beliefs about our financial goals that may be holding many of us back – the type of beliefs that cause most of us to stagnate or burnout or not get started at all.

Your money mindset matters and today we are going to see just how deep down the rabbit hole we can go to uproot the things that aren’t serving us.

Links Mentioned in Today’s Episode:

The 4 Keys Masterclass*

*On this LIVE masterclass, I’ll teach you my 4 part system for building a location independent real estate business and portfolio. There are just a couple more live sessions left where I’ll be hosting a Q&A and Walkthrough. Make sure to register!

BTM166: The Pursuit of Financial, Location and Time Freedom for Immigrant and Ex Wall Street Trader Linying Zou

Today’s guest, Linying Zou is on a mission to achieve one thing – help people achieve freedom in their lives, by breaking free from the constraints of money, time and employers.

On this episode, we discuss exactly how Linying was able to achieve this feat in her own life. As a former Wall Street trader, her initial dream was to become a partner at her firm but she quickly realized that she was a pawn and had no true way to wealth if she kept down that track. After a few failed entrepreneurial partnerships and a 6 month trip halfway across the world she decided that it was finally time to settle on real estate as her wealth building vehicle and has been on a trip to her freedom number ever since.

Key Points From This Episode:

  • How Linying’s immigrant upbringing affected her financial future
  • The importance of a “freedom number” and how to calculate it
  • Why Linying attributes her success to her “miracle morning”
  • The decision Linying made to start investing in multifamily apartments
  • How you can use real estate to replace your income and travel the world

Links Mentioned in Today’s Episode:

Linying’s Website

Recommended Book:

Rich Dad Poor Dad by Robert Kiyosaki

Miracle Morning by Hal Elrod

Listen to these books for free with Audible!

Lifestyle Design App:

BTM 5K Challenge

BTM138: Investor Takes on 95 Countries with Full Time Job with Maurice Philogene

Today’s guest, Maurice Philogene is a full-time consultant in corporate america, multifamily investor, restaurant owner, reserve in the US Air Force and police officer.

Maurice is also an avid traveler and has visited over 95 countries to date because of how he’s been able to design a lifestyle without limits through real estate and other business ventures.

How does he do it all? How has he created a lifestyle that best suits his wants, needs and desires? Find out on today’s episode.

Key Points From This Episode:

  • The intersection of exposure and discontentment
  • How to understand your life in days instead of years
  • How Maurice acquired 10 rental properties in his 1st year
  • Why owning a restaurant shouldn’t be about the money
  • The power behind social investments
  • Why Maurice transitioned from sfr to apartments
  • How to raise your kids to appreciate lifestyle design
  • Maurice’s unique outlook on marriage

 

Links Mentioned in Today’s Episode:

Maurice’s Instagram

Recommended Book:

Vagabonding by Rolf Potts

Man’s Search For Meaning by Viktor Frankl

Listen to these books for free with Audible!

BTM Newbies Guide

BTM134: Start From Scratch Property Management with Jim Murray

Over the past ten years, Jim’s multifamily real estate investments have blossomed into a successful property management company. To date Jim manages over 700 units and as an investor himself, specifically caters to real estate investors.

On today’s episode, we discover the interworking of Jim’s business and we teach you how you can get started with your own management company without having a whole lot to work with.

 

Key Points From This Episode:

  • How to achieve financial, location and time freedom
  • Without any experience, you too can be a property manager
  • How Jim grew to manage over 700 units
  • The numbers and how much you make as a PM
  • The responsibilities of a property management company

 

Links Mentioned in Today’s Episode:

Jim’s Website

Recommended Book:

The Wealthy Gardener

Listen to this books for free with Audible!

Lifestyle Design App:

Calendly Scheduling Software

BTM Newbies Guide