BTM184: No and Low Money Down Home Loans with Matthew Gouge

Does your mortgage broker invest in real estate? If not – It’s possibly one of the best way to make sure that they have your best interest at hand as an investor. The only way to think like an investor is to be one.

Today’s guest, Matthew Gouge aka Matt The Mortgage Guy negotiated over 250 loans last year alone for his clients – all while actively building up his real estate portfolio of single family homes and small multifamily residences. On today’s show we discuss exactly how first time homebuyers as well as seasoned investors can take advantage of the popular no and low money down loan programs that are offered to most people. With interest rates at an all time low, what are you waiting for?

Key Points From This Episode:

  • The difference between the 4 no and low money down loans
  • The power of house hacking a 4-plex
  • Why the 2021 real estate growth is nothing like the 2006 real estate growth
  • Why Matt doesn’t recommend a down payment assistance program
  • How to use a owner occupied mortgage to grow your investment portfolio

 

Links Mentioned in Today’s Episode:

Matthew’s Website

Recommended Book:

Shoe Dog by Phil Knight

Listen to this book for free!

Lifestyle Design App:

CDS Rental Calculator

BTM129: Systematically Grow Your Portfolio Using Banks with Anton Ivanov

Anton Ivanov is a US Navy veteran, real estate investor and entrepreneur with a portfolio of 40 rental units spread out across 4 states. His portfolio generates over $12,000 in monthly passive income, and requires less than 1 hour a week to manage.

Today, Anton and Daray cover Anton’s Before The Millions story and how he has been able to systematically grow his real estate portfolio using 2 things: Traditional Bank Financing and an app called Deal Check. We discuss both in detail on today’s episode.

Define DealCheck? – a leading real estate analysis platform for quickly analyzing and comparing rental properties, flips and commercial buildings. DealCheck is used by over 100,000 real estate investors, agents and professionals worldwide. Receive 25% off for life using code BTM25.

 

Key Points From This Episode:

  • The power of a mortgage broker
  • Why work with credit unions instead of banks
  • Difference between portfolio loans and commercial loans
  • How Anton is going to transition from his day job for good
  • Why Anton decided to create an app
  • How you can analyze deals effortlessly

 

Links Mentioned in Today’s Episode:

Anton’s Website

Recommended Book:

Think and Grow Rich by Napoleon Hill

Listen to this books for free!

Lifestyle Design App:

Evernote